With Elite, we act as a discretionary trustee and serve as an ERISA §3(38) investment fiduciary. We are responsible for selecting, monitoring, and deselecting core investments. This service greatly reduces your investment duties and liabilities.
With Select, you retain the investment duties while we serve as a directed trustee. You also select from more than 25,000 mutual funds, ETFs, CITs and external money managers.
We work with you to design a retirement plan based on your needs and those of your employees. Our cross-testing expertise allows increased contributions from key employees. Our customized testing solutions often provide more favorable testing outcomes.
Our expert fund selection and diligent monitoring on more than 25,000 mutual funds, ETFs, and CITs as well as multiple suites of Target Retirement Funds. Your employees will feel safe when invested in a participant-level FDIC insurance option within your qualified plan through a DB&T FDIC-Insured Investment Account. A self-directed brokerage link is also available for certain retirement plans.
With an emphasis on adult education and learning strategies, your employees will be equipped with the knowledge to succeed and thrive financially. From future retirement income scenario estimates to a data-driven, educational approach to employee engagement, our commitment to "employee-first" strategies is a proven formula. Educational forums may include group and individual education meetings, virtual meetings, and custom engagement campaigns. Bilingual resources are also available.
Our experienced team, led by a dedicated Relationship Manager, provides a wide array of administrative functions including distribution processing, Form 5500 preparations, year-end testing, and more. Either your Plan Advisor or one of our highly credentialed team members include an ERPA, JD, QPA, APA, AIF, QPFCs, and several QKAs, acts as a primary point of contact.