Plan Sponsor Newsletter

April 2016

DC Plan Participants Want More Encouragement From Employers to Boost Savings

While employers are largely supportive of workers’ efforts to save for retirement, defined contribution plan participants are looking for additional guidance from sponsors to help improve their savings habits. Continue Reading

January 2016

DC Plan "Ease of Use" Drives higher Savings Rates, Employee Engagement

Today’s workforce relies primarily on defined contribution plans to help them save for retirement. However, industry consensus is that there’s no panacea for plan engagement. That’s why it’s vital that workplace retirement plans are accessible and their features as easy to use as possible. Continue Reading

May 2015 

CALCULATE RETIREMENT INCOME IN TWO WAYS

Seeing retirement savings as a future income stream (as opposedto a lump sum) is an important connection for participants tomake. Every dollar put away today can result in annual incometomorrow. Heartland provides two ways for your employees tosee how their current saving results in future income. Continue Reading


January 2015

DUTY FOR PLAN SPONSORS IN SELECTING FUND CHOICES FOR PLAN PARTICIPANTS

As an employer, you assume a great deal of responsibilityand liability for your company-sponsored retirementplan. One of the greatest responsibilities for your plan isselecting the investment fund lineup. We’ve discoveredthat some companies are comfortable with this process butan overwhelming majority do not want to take the time orassume the responsibility of determining which investmentfunds to select. Continue Reading


June 2014

AN EFFECTIVE TOOL DURING A DEPARTMENT OF LABOR RETIREMENT PLAN AUDIT

By: Jarrod Timmer, QKA

It is no secret that during the last five to ten years, there hasbeen increased attention focused on defined contribution(“DC”) retirement plans. Defined benefit (“DB”) plans, alsoknown as pensions, have become less and less the normas the retirement landscape has shifted in philosophy fromemployers to employees bearing the weight of securingtheir retirement goals. Continue Reading